• November 19, 2017 /  Healthy & Therapy
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    A commonplace advertisement from insurance companies is ‘no medical tests required to purchase an insurance policy’. People are attracted to the convenience of no-test policy compared to the one that requires all medical tests. But is it really right to purchase a policy without knowing your health condition?

    Every individual going to buy an insurance policy whether health or life insurance needs to undergo medical tests as prescribed and should be aware of his health condition. This article discusses the importance and reasons for getting an insurance policy after taking medical tests appropriately.

    Premiums are based on health condition
    The premiums of an insurance policy (health or life) are charged based on the individual’s health condition. You need to make a declaration about your health condition in policy application form and the insurer fixes a premium rate on the basis of your discloser.

    For understanding this clearly, lets take an example of two persons. Of them, one has high sugar levels and the other person has normal sugar levels. If both take insurance policy from a company that does not require medical tests then both will be charged same premium. But in reality, the premiums for normal persons should be less than the premiums of others with health issues.

    The policies that require no-medical tests are:

    Low value policies: Policies that do not consider health tests offer cover not more than Rs 5 lakh. So, if you are looking for a higher cover, that serves your life/health insurance needs, then you should take pure protection policy that requires you to undergo medical tests.

    Prone to rejection easily: In most cases, the person who is taking insurance without a medical test may not be aware of his/her health condition. S/He may suffer from an illness and may not know about it till a medical test is conducted. In such a case, an insurer can reject the claim as these policies contain suppressed facts of your health condition with no proper underwriting. So, these kind of unintentional mistakes may simply deprive insurance cover even for those paying huge premiums.

    Cover may be inadequate: If you get policies that require no medical tests, then you will also get the policy that has no appropriate insurance cover. It is like getting insured, but having no adequate insurance protection.

    It is the actual responsibility of insurance company to determine the health condition of an insurance buyer. An insurance company simply cannot deny the claim as it is its responsibility to subject the policyholder to medical tests and then fix the premium.

    Thus, a detailed medical examination that requires blood and urinalysis related tests, blood sugar, ECG, blood count, blood pressure, blood serum tests etc. will benefit you manifold. It provides your health condition report which tells you how fit you are. If you are suffering from any illness, get it cured before it ruins your health. Get complete medical record of your health before buying insurance policy.

  • November 19, 2017 /  Healthy & Therapy
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    The statute of limitations with respect to medical malpractice cases can be complex and difficult to calculate. Not only do the laws differ from state to state, time limitations change according to type of injury and whether the claim involves a governmental entity. There can also be various exceptions according to the age of the plaintiff.

    The statute of limitations is defined as, -an enactment in a common law legal system that sets the maximum time after an event that legal proceedings based on that event may be initiated.- In other words, the time period between when the injury or wrongful death happened until the final date when a medical malpractice attorney can file the suit.

    Always obtain a legal consultation with a personal injury attorney who specializes in medical malpractice law as soon as you suspect you may have a case. If the statute of limitations expires before your medical malpractice suit is filed, the case can be dismissed. If this happens you will have no recourse or means to sue for current injuries or even for future problems that may result for the remainder of your life.

    The period of time during which a medical malpractice suit must be filed usually begins with the date of harm. This becomes day one. However, sometimes the injury does not become apparent for days, weeks, months or even years after it happened. In such situations, the statute of limitations could begin running the day the injury was discovered.

    For medical malpractice lawsuits brought against health care providers in California, the statute of limitations is filed within three years after the date of the injury, or -one year after the plaintiff discovers, or should have discovered, the injury, whichever occurs first.-

    There are exceptions to this rule, the first regarding claims based on a foreign object left inside the injured person’s body (such as surgical scissors or gauze) In these cases the statute of limitations day one begins when the person discovers, or should have discovered, the foreign object. Another exception addresses cases involving minor children under the age of six. For a minor under six, the case must be filed within three years of the date of injury or before the child’s eighth birthday, whichever is the longer amount of time.

    R. Klettke is a freelance writer. He writes about personal injury and medical malpractice law and other matters of jurisprudence.

    Note: This article is not intended to provide legal advice upon which you should rely in making any decisions regarding the instituting or prosecuting of a legal claim. Laws and rules relating to the bringing of a claim vary widely from state to state. You should always contact a personal injury attorney to obtain information as to the rules and the laws pertaining to any claim you might have.

  • November 17, 2017 /  Healthy & Therapy
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    Getting into medical school is exceedingly challenging. Well over forty thousand prospective applicants enter into the application cycle each year with less than fifty percent obtaining admission. Success calls for a lot more than scholastic and extracurricular expertise and experience. It takes finding out the actual requirements of the various admissions committees, having good recommendations, and authoring impressive essays which get their attention.

    Although the specific application system doesn’t open up until June of the calendar year before matriculation, the actual medical school admissions process actually starts the very day you enter college or university. It does not matter if you are applying during your junior year of college or even a few years subsequent to graduating, the committees will start by evaluating your scholastic and extracurricular experience starting as far back as freshman year! Normally, high school situations don’t seem to be applicable except when there are extraordinary circumstances. This is particularly the case if you can show experience in the medical field during your high school years. If this is the case, then you would address it in your personal statement.

    You should commence with the main application form the January prior to when you plan your matriculation. Yes, this is in fact 21 months before you actually start medical school! Plan to spend January to April scheduling, planning, and taking the Medical College Admissions Test, securing recommendations, and requesting transcripts from all schools which you have taken courses (you must include all grades for all courses). May and June are all about writing the actual American Medical College Application Service application, which is the primary application. The AMCAS includes a work/activities segment as well as the notorious personal statement. As soon as you’ve completed the AMCAS application form, July to September is devoted to secondary applications (otherwise called secondaries). Secondary applications are a grueling aspect of the admissions process wherein individual schools send their own application asking for between zero to ten supplemental essays on subjects covering anything from diversity towards the greatest error in judgement you’ve ever made (yes, that’s an actual question). Medical school admissions interviews take place from October through January. February is a time of limbo during which not much happens. While various medical school admission’s committees (particularly those which have a rolling admissions), will inform you regarding your acceptance, wait list, or rejection standing prior to the spring, you typically won’t hear something until about March or April. By May fifteenth, every applicant who has been given an acceptance offer from two or more schools will have to decide on specifically where he or she wishes to attend and withdraw applications from all other schools. The admissions process basically ends on the first day of school when you put on that white lab coat and officially become a Doctor.

  • November 10, 2017 /  Healthy & Therapy
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    While red light therapy has become popular as an effective anti-aging and skin rejuvenation solution, there are still some doubts and questions people have about this new age technology. Here we will answer some of the most frequently asked questions about red light therapy to dispel all such doubts.

    What results can I expect from red light anti-aging and skin rejuvenation therapy?

    Studies and researches have shown that anti-aging and skin rejuvenation treatments using red light therapy improves the skin tone and its texture, reduces pore size, controls spot pigmentations, reduces the appearance of fine lines and wrinkles as well as promotes healthy looking vibrant skin. Red light treatments stimulate circulation and help to repair elastin fibers thus helping to keep the skin firm. It also promotes improved detoxification and oxygenation thus improving natural skin repair and creating healthy skin. Overall you and your skin will look and feel much younger.

    Is red light therapy safe?

    Red light therapy is one of the very few non invasive ways of harmlessly and gently removing aging signs. These red light lamps do not emit any ultraviolet rays, are completely pain free and do not require any healing time. Red light therapy makes use of red light lying within the wavelength range of 620 to 700nm. According to the United States Food and Drug Administration (FDA), red light with a wavelength of 633nm is considered as a non significant risk and is safe for the eyes. Invasive procedures for anti-aging treatment such as dermal fillers and injections, microdermabrasion, laser resurfacing and chemical peels can have severe side effects. However, you must consult your physician before going for red light therapy if you suffer from an increased sensitivity to light or have been prescribed photo sensitive medication.

    How does red light therapy work?

    Red light anti-aging and skin rejuvenation therapy uses red light lamps which emit red light at a wavelength of 633nm. This red light penetrates into the skin where it is readily absorbed because of the high blood and water content in the skin layers. The red light stimulates increased production of collagen and elastin in the skins layer which helps to reverse the aging process of the skin. Laboratory tests and studies have in fact revealed that exposure to certain wavelengths of light can cause skin cells to grow about 150 to 200 percent faster. Also, red light at a wavelength of 633 nm promotes oxygenation, hydration and detoxification of the skin, thus ensuring younger looking skin.

  • November 8, 2017 /  Healthy & Therapy
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    The chemical components of Medical Marijuana, referred to as cannabinoids, play a major role in the realm of medicine known as CAM (Complementary and Alternative Medicine). Medical Marijuana, also know as Medical Cannabis, has been employed for a wide array of medicinal uses for many centuries for its pharmacological effects on the CNS (Central Nervous System) and the immune system. Its anticancer properties and its ability to help the body cope with the side-effects of cancer as well as the treatment process through the activation of specific receptors throughout the body were discovered quite recently.

    The non-psychtropic and modifying cannabinoid that has a number of different medical properties called Cannabidiol comprises 75% of the total cannabinoids content in a few rare strains of cannabis. This modifying cannabinoid called Cannabinol has low psychoactive properties. It is known to reduce the psychoactive effects of THC by degenerating it. Its anti-inflammatory, analgesic, antispasmodic, and antioxidant properties are well-known.

    The cannabinoid, Cannabigerol that is found in Cannabis, particularly its medical marijuana and hemp varieties is the precursor form of other cannabinoids like THC and CBD. It is a bone stimulant with antibacterial and anti-proliferative properties.

    Tetrahydrocannabivarin is found in cannabis along with THC. This psychoactive cannabinoid has numerous medical benefits in THC, which include decreased appetite and as the dosage gets larger, it is known to oppose the medicinal properties of THC. There are a number of THCV-based pharmaceuticals that are currently undergoing human trials to address the problems of obesity and Type II diabetes.

    Akin to Tetrahydrocannabivarin is the non-psychoactive cannabinoid, Cannabichromene that is usually found in cannabis and it also known to have a few medical properties. It is renowned for its anti-inflammatory, anti-proliferative, antimicrobial, analgesic properties, also stimulates the growth of bones and constricts blood vessels.

    One of the principal psychoactive cannabinoid compounds found in marijuana is Tetrahydrocannabinol or THC that occurs naturally as THC-A, its acidic form and is not absorbed readily by the body in its naturally occurring state. When heated, THC-A undergoes decarboxylation to a readily absorbable from that has a number of different medical benefits.

    Both Tetrahydrocannabinol and Cannabidiol have anxiolytic, antispasmodic, anti-proliferative anticancer, anti-inflammatory, neuro-protective, antiemetic, and neuropathic analgesic properties. In addition, Cannabidiol is also a bone-stimulant and immunosuppressant with antibacterial, antipsychotic, antiepileptic, anti-ischemic, anti diabetic, anti psoriatic, and vasorelaxation properties while the antioxidant Tetrahydrocannabinol stimulates appetite, reduces the intraocular eye pressure, promotes the growth of new nerve tissue, also protects nerves from damage.

  • November 3, 2017 /  Healthy & Therapy
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    There is only one effective way to get children actively involved with speech and motor Apraxia, and this is by engaging them in fun speech therapy activities. However, before you even begin to help your child with language articulation activities, you have to be in the right frame of mind.

    It would be counter-productive if you are stressed, impatient, and thinking of other things at the same time. Thus, for the language activities to work out well between you and your child learn to set aside a specific time that’s just for this purpose. Make it a date between you and your child and treat the time as special bonding hour that will create beautiful memories for you and your child.

    Here are some fun language therapy activities that you can start under the supervision of a qualified therapist, and then branch out on your own at home. Remember what the purpose for the language activities are, focus on that, and not just having fun. Also do not be a stickler for how long your child should be doing the activity, otherwise it becomes a chore instead, and he will not be motivated to do it again.

    Speech Therapy Activities Part 1

    Using PECS or Picture Exchange Communications System uses pictures as an alternative way of communicating with your child. Naturally, you will need some practice with this because for a child, a picture of a sandwich could mean he’s hungry but not necessarily for a sandwich.

    You can go around the house tagging items with a picture and the word spelled out. Eventually, from practice, your child will recognize the word and not just the picture. By then you can take away the pictures and just have word tags.

    Speech Therapy Activities Part 2

    Use of music to teach pacing and pauses between words. The music therapy is a great way to introduce sounds and how they can be used. It works in conjunction with language therapy activities in many instances because of its universal appeal. There are special CDs for young children with Apraxia that you can buy as part of your language therapy activities at home.

    With singing, children with Apraxia can enjoy speech therapy activities by learning how to elongate their vowels.

    Speech Therapy Activities Part 3

    Why not play Go Fish or the Memory Game using cards as your game tools. Cards are very good as part of your speech therapy activities as well as in helping develop dexterity and hand-eye coordination. These are just 3 language therapy activities that you can do without special tools. It will not work though if you do it a couple of times a month.

    There has to be some form of schedule, 5 to 10 minutes a day, to make it work.

  • October 31, 2017 /  Healthy & Therapy
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    Many individuals are baffled when they get a copy of their credit report and see a selections for “Medical Payment Data”. It is watched when someone gets their credit report with a 3rd party concerned, including applying for a lending or at the car dealership. This would not be shown should you were to get a report in your own without a 3rd party.

    When we see Medical Payment Data in your report, we don’t contact them. Because inside reality there is not a “them” to contact because it is only a term denoting a healthcare selections in your credit report./p>

    This is carried out inside order to shield the individual’s name requesting the credit report, due to federal confidentiality laws. What a next step would be is to call the credit reporting agencies that list the selections on healthcare report. If you call the credit reporting agencies, they can inform we that currently owns the debt.

    Once we receive the data within the credit reporting agencies we can contact the healthcare collection agency directly. It is because they are the owners of the debt plus the hospital is from the pic now. It is not totally acknowledged how the credit agencies treat different debts, but it is actually thought that hospital debt is less bad in your credit report.

    Certainly should you are working with a human reviewing a application including at a small bank or vehicle dealership you have some leeway with having healthcare payment data in your credit report. It is as it might show you had extenuating circumstances. This especially assists when few other selections take the report.

    If we feel this might be harming a credit write we can function with the collection agency inside removing the bad mark off of your report. Usually the longer it has gone unpaid, the worse it gets, to a point. When a collection is a number of years aged it has absolutely completed its damage. If you can pay the collection agency right after they obtain it within the hospital we maybe capable to avoid it going onto your credit report at all.

    The older the debt is, the more, the less you need to give to repay the debt. A debt that is several years of age we only might give a portion of the initial bill. If the debt is modern, we may pay the full amount or close into it. The best thing to do is have the ding completely removed, this may aid a score the many. If not we can at least have the bill in your report pronounced paid inside whole.
    Unpaid Medical Bills

  • October 25, 2017 /  Healthy & Therapy
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    Today along with technology science has also developed immensely, there are various new methods and treatments introduced apart from the conventional method that had been followed till date. Improvement and innovation is a very vital part in the progress of any field. These conventional methods of treatment and procedures along with the new innovations have been recorded in the Medical books. Also Medical literature refers to the articles in journals, and text in books devoted to the field of medicine.

    The Medical Books cover the various aspects of the field of medicine. There are different books covering each single area. Since medicines is a very vast field, one can never know each and everything by heart, at times when the doctors come through a new case, they refer back to the medical books so as to be sure about the treatment to be used. These Medical books are widely used by nurses, doctors, students pursuing medical field and also by various medical representatives.

    There are various fields in medicine like:

    Homeopathy: It is the alternative form of medication originated by Samuel Hahnemann, which has been based in the hypothesis that a substance that causes the symptoms of a disease in healthy person will cure that disease in sick people. There are various Medical Books on homeopathy stating its procedure of treatment, how to be used etc. The medical books price in India may vary depending upon the publication, but since these books contain huge information, they are usually expensive.

    Pathology: It is the study of disease, the causes, course, progression and revolution of the same. This helps diagnosing the diseases. These medical books are mostly used by the lab technicians who work on blood samples to find the diseases in it. The medical books price in India may range around 500 INR to 2500 INR.

    There are also various medical books which cover the study of different body parts like:

    Cardiology involves the study of Human Heart.

    Gastroenterology involves the study of the stomach.

    Haematology involves the study of Cancer in human body.

    Paediatrics involves study of the children and many more fields are covered by the Medical books.

    The medical books price in India widely depends upon the subject matter covered by it and also upon the publication house, generally the medical books price in India may vary from 400 INR to 3000 INR.

    These Books cannot be easily found out in any book stores, these are available in special medical libraries and also available online. Thus, though they seem to be expensive but the knowledge that it provides is incomparable to the cost associated with it. These medical books price are also subsidised for the medical students pursuing medicine in the government medical colleges.

    Paul Smith is well known author who provide helpful information about History Books, Medical Books and Archaeology Books etc, through Online Shopping in India.

  • October 25, 2017 /  Healthy & Therapy
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    There are many stress related activities that people engage to these days. That’s the reason why an increasing number of people complain that because they have been living a stressful life for years and tears now, they’re having and experiencing health problems. However, unless you are taking it out yourself from your system, there really is no effective medicine when it comes to stress But the question is, how do you bought about that?

    Most of the time, stressful individuals look for ways on how they will be able to break free from all the responsibilities and all the worrying activities that they must do everyday of the week. Actually, breaking free doesn’t must entail having a budget for you to go outdoors, spend time with your friends, and spend more money (for the reason that spending money is stressful as well).You could get away from stress even for just a couple of minutes of your time on a daily basis, and that’s through watching funny videos. There are several sites online which enables you to view or upload almost every kind of video that contains every single, information, news, or any other form of entertainment you can think of online. And why don’t you opt to watch videos that can actually make you laugh since one good therapy to stress is laughter.

    Of course we know that the concept and the definition of being funny varies from one person to another. So, if it is possible to have access to a site that sorts out such funny videos in different categories for convenient viewing, why don’t you take advantage of it. Such funny videos will allow you to become independent from from anything that has to do with your personal life or your stressful work. Almost certainly watching two or three videos will give you time to make fun of other people’s funny moments and cause you to smile again. It’s not that hard for you to find ways regarding how to make things in life a little bit lighter to handle. All you need to do is to search for possible therapeutic activities that’s fun and also can give you a positive outlook in life; like for example watching funny videos online, and you will definitely have the capacity to get out from that stressful feeling everyday.

  • October 12, 2017 /  Healthy & Therapy
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    Online medical consultation is fast becoming popular among a large group of people worldwide. Having received flak from critics in the initial process, the worldwide online medical consultation companies are still on the track doing quite a great job. The speculations in the beginning held ground to some degrees. However, the odds have been removed from the process by the experts of the industry.

    Today, almost every individual from parts of the world prefers to visit online doctors for sound treatment options and alternatives available on the internet. And the question most commonly arises is how after so many confrontations did it survive so positively?

    It survived because of the benefits of online medical consultation. There are a number of advantages of online medication consultations that dramatically simplifies the process of medical treatment among people. Let’s read in detail benefits of online medical consultations.

    1.Online Medical Consultation is probably the easiest way to provide individuals an opportunity to avail exceptional medical treatment process. It supports the treatment process to get prescription online and other features with effective medical supervision by professional health specialists.

    2.The consultation online is available in a variety of forms. There are many types to choose from by the individuals wisely. So the individual don’t have to wait long for an instant medical solution.

    3.This also comes along a feature which allows individuals to discuss situations with the professional doctors online. That means patients now have convenience to choose an option deliberately with the help of guidance directly from professional health specialists.

    4.Other features of online medical consultation are equally good. They provide you with effective programs that are flexible. These features can be easily managed by you according to your preferences. More importantly, these are all designed according to your medical situations.

    5.Comparatively, online consultation for medical situations of people is cost effective. It is completely free of charge in many cases.

    6.Many patients require checking on various medical events after a regular period of time. Online consultation is quite effective in this context as it can provide you with a list of detailed events. With such help, individuals can wisely make decisions on their preferences to their various medical situations.

    7.There are times when patients don’t feel comfortable discussing various medical situations with their doctors. And in this context online consultation with doctors is an effective thing. You can’t talk and discuss various medical issues without having to worry about certain things in your mind.

    After working on both aspects-online and non-online, you will comparatively find online method to be offering various benefits in comparison to other. It’s easiest, affordable, and quite trustworthy. The individuals shouldn’t consider it as an alternative to office based practitioners though.

    Joann Erin is a professional health specialist currently practicing in Philadelphia. He spends his free time writing to inform people about certain medical concepts. Please visit our official website ( www.quickrxrefills.com).